Financial aid is awarded in four categories - grants, scholarships, loans, and Work Study - and comes from several sources - federal and state governments, private donors and Northwest University. By utilizing a combination of several types of aid originating from various sources, the Financial Aid Services Office is enabled to award students with a "package" of aid. This package can include gift aid (grants and scholarships) and self-help aid (loans and Work Study). Funds are assigned based on a variety of factors: state residency, enrollment status, class level, and need.
Federal Aid is available to all students, whether an individual is an incoming Freshman or a Transfer student. To be eligible for Federal Aid, an applicant must be a U.S. citizen or eligible non-citizen. To apply for Federal Aid, you must submit a Free Application for Federal Student Aid (FAFSA).
Up to 4% of the total amount of the Federal Subsidized Stafford Loan or Unsubsidized Stafford Loan may be deducted by the bank or guarantee agency. In addition, if a student graduates or ceases to attend half time, he or she is required to complete an exit loan counseling session for any Federal Subsidized Stafford Loan or Unsubsidized Stafford Loan.
|Freshman||00 – 29||$3,500/year|
|Sophomore||30 – 59||$4,500/year|
|Junior||60 – 89||$5,500/year|
In addition, first time borrowers at Northwest University must complete an entrance counseling session online. Follow this link to complete the entrance counseling on-line. The entrance session will explain your rights and responsibilities as a borrower.
A Master Promissory Note must be completed with the lender selected to handle your Stafford loans. This promissory note can be completed on-line or forms are available in the Financial Aid Services Office. Instructions will be included with your Award Letter.
Federal Stafford Loan funds are sent to Northwest University from the lenders by Electronic Funds Transfer (EFT). EFT funds will be credited directly to the student's account. However, if the loan funds are sent by paper check, the Financial Aid Services Office will contact the student borrower and the student must sign the loan check before the funds can be credited to his or her account. Please note that the bank or guarantee agency keeps a portion of the loan (up to 4%) as a loan fee, according to federal laws.
Freshman/Sophomore - $6,000
Junior/Senior - $7,000
Washington State aid is only available to Washington State residents, but is available to both incoming Freshmen or Transfer students. To be considered a resident, the following must be true:
For independent students (according to the Free Application for Federal Student Aid), the student must have a domicile (home) in the State of Washington at least one year before the first day of classes.
In addition, a student cannot be pursuing any ministerial academic program to be eligible for Washington State aid (contact the Financial Aid Services Office for details).
Priority is given to students at a full-time enrollment status. If a student is enrolled for less than full-time, their financial aid may be prorated. Recipients must maintain satisfactory academic progress.
Eligibility: Student must qualify under one of the following:
The purpose of the Northwest University Work Study program is to provide financial assistance to needy students by facilitating part-time employment. To participate, you must be awarded Work Study as part of your financial aid package.
Work Study is more than just a job – it's also job experience. You may find employment either on-campus or off-campus, depending upon your major. All monies you earn from working are paid directly to you by your employer in the form of a paycheck.
The Work Study award amount on your Award Letter notifies you of the gross amount that you may earn that is considered "Work Study". For example, if your Award Letter says you have $2,500 worth of Work Study eligibility but you earn $3,000 from your job, $2,500 is considered "Work Study" and $500 is not.
The difference between Work Study and regular employment is that the wages you earn on the Work Study program are not considered in the federal methodology when need is being determined for the following year. Work Study earnings are taxable and are included on a student's tax return. They are also reported as work earnings on the Free Application for Federal Student Aid (FAFSA). However, Work Study earnings are also counted as a Title IV Exclusion in another section of the FAFSA, effectively decreasing the amount of income available to go toward the Expected Family Contribution (EFC).
If you have any questions about Federal Work Study or Washington State Work Study, please contact the Work Study Coordinator in the Financial Aid Services Office at 425.889.4090.
This Federally-funded program provides on-campus jobs to students with demonstrated financial need according to the Free Application for Federal Student Aid. To apply for an on-campus job, you must submit an Application for Employment to the Human Resources Office. You may obtain an application by contacting the Human Resources Office at 425.889.4203. An interview with the area supervisor is also required for placement. Students work an average of 12-15 hours per week, depending upon the position. Positions filled by Federal Work Study students include, but are not limited to, departmental offices, library, technical services, custodial, food services, or grounds maintenance.
This program, funded by the State of Washington, provides off-campus employment opportunities to students with financial need according to the Free Application for Federal Student Aid. Once you have acquired a job, contact the Work Study Coordinator so that you may be provided with timesheets and other documents if necessary.
Students are not eligible to work on the Washington State Work Study Program if they are pursuing a ministerial academic program (contact the Financial Aid Services Office for details). Washington State Work Study placements should be related to academic or career goals. However, if no job fits into your goals, you may find employment with any of the employers.