Payment Plans

Oftentimes your financial aid does not cover your entire costs. That is why Northwest University offers alternative payment options to fit your needs.

Pay In Full Plan

This plan allows you to pay your semester costs, after your financial aid is taken into consideration (excluding work study), by the first day of classes. It is not mandatory to pay the full expenses for the year, as you have the option to pay each semester. Northwest University conveniently accepts credit cards (either in person or over the phone), cash, or personal checks.

Monthly Payment Plan

This plan is designed for families that wish to spread out their educational costs into monthly payments. Northwest University has partnered with Tuition Management Systems (TMS) at www.afford.com to handle all monthly payment plans. They provide an annual ten or nine month payment plan for the entire year costs; a single semester plan is also available if needed. Payments would only be made on your costs not covered by financial aid (excluding work study).

For the ten pay plan, the first payment is due no later than July 1st. For the nine pay plan, the first payment is due no later than August 1st. If you are unable to enroll for the monthly payment plan by August 1st, you will need to make back-payments for the monthly payments missed. Even though there is an enrollment fee of $100 for the yearly plan or $75 for the single semester plan, there are no finance charges to non-delinquent participants.

Late Fees

Beginning June 2006, Northwest University will not charge interest on student accounts receivable. Northwest will charge late fees as follows: For balances between $0.00 and $24.99, the late fee will be zero. For balances between $25.00 and $199.99, the late fee will be $50.00. For balances above $199.99, the late fee will be $100.00.

In the Fall semester, the late fee will be assessed on September 30, October 31, November 30, and December 31 after deducting any anticipated aid as determined by the Financial Aid Office.

In the Spring semester, the late fee will be assessed on January 31, February 28, March 31, and April 30 after deducting any anticipated aid as determined by the Financial Aid Office.

TMS - Tuition Management system will assess a $50.00 late fee for each late payment made on the monthly plan established at the beginning of the school year/semester the student is attending. Please contact TMS for further details.

Past Due Accounts

A student is considered past due if:

Payments are not made by the dates on which they are due.

Financial aid is not credited to the student’s account by the due date as specified in the promissory note (typically the last business day of the month following registration).

Any charges, which were not included in the payment plan, are still owing on the last business day of the month in which they were charged.

Students failing to meet the payment schedule will be contacted through campus mail, and contacted by telephone by the Student Accounts Office. The student may also be contacted by campus registered mail and Northwest University personnel may include staff from the Student Development Office and/or professors. Efforts to communicate will be made for a period of approximately 45 days.

If, after these efforts are accomplished and it is clear that the student is aware that payments are delinquent, reasonable attempts to address the financial obligations have not been made, the student will no longer be allowed meal card privileges, long-distance phone, and/or Internet privileges.

If the financial problems persist, on-campus resident students will no longer be allowed to live in the Residence Halls, and may be suspended from class until a solution is reached between the Student Account Office and the student. Students failing to respond will be withdrawn from the University by the Provost.

Since financial responsibility is part of the educational process, the Student Accounts Office encourages students to meet and council with the University personnel any time a financial problem arises. Many problems may be avoided and/or resolved with communication. Communication is the key to successful fiscal responsibility.

The University reserves the right to assign delinquent accounts to an agency for collection and/or attach student’s credit report. The venue of defaulted Federal Perkins Student Loans shall be in King County, State of Washington or as determined by the holder of the defaulted Promissory Note.